ORIGINATION SUPPORT
Underwriting Support
Condition clearing and pre-underwriting reviews.
What We Deliver
- Income calculation and cash-flow analysis preparation
- Asset verification and large deposit sourcing
- Credit report review and liability reconciliation
- Preliminary Automated Underwriting System (AUS) runs
- Initial condition gathering and borrower communication support
- Appraisal review for GSE collateral guidelines
Cohivra Advantage
- Frees up your highly-paid senior underwriters to focus purely on decisioning
- Significantly reduces condition 'ping-pong' between processing and underwriting
- Ensures strict adherence to GSE (Fannie Mae/Freddie Mac) guidelines
- Highly scalable support during peak interest-rate drops
Underwriter-Grade Precision
Our support teams are trained rigorously to GSE and FHA/VA standards, ensuring that when a file hits a senior underwriter's desk, it is 100% ready for final sign-off.